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Build Smart Loans

Funding provided in tranches based on project progress.

10.0% - 15.0%

Interest Rate Range

$0.1M - $10.0M

Loan Amount Range

660

Minimum FICO

0

Eligible States

Why Choose Build Smart?

Built for real estate investors who need speed, reliability, and competitive terms.

Rates as low as

8.5%

Loans from

$150K

Max loan to cost ratio (LTR)

85%

100% of

Vertical construction

12-24 months

Up to 70% of ARV

Sample Loan Scenarios

Illustrative examples only. Actual terms depend on your qualifications and property details.

Starter

$100,000

Loan Amount
10.0%
Rate
12 mo
Term

Est. Monthly Payment

$8,792

Mid-Range

$5,050,000

Loan Amount
12.5%
Rate
12 mo
Term

Est. Monthly Payment

$449,868

Maximum

$10,000,000

Loan Amount
15.0%
Rate
12 mo
Term

Est. Monthly Payment

$902,583

These scenarios are for illustrative purposes only. Actual rates, terms, and payments will vary based on borrower qualifications, property details, and market conditions.

Ready to Get Started?

Use our loan calculator to see what you qualify for, or speak with one of our loan advisors.