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Rental DSCR Loans

Rental DSCR

5.0% - 9.0%

Interest Rate Range

$0.1M - $2.0M

Loan Amount Range

660

Minimum FICO

0

Eligible States

Why Choose Rental DSCR?

Built for real estate investors who need speed, reliability, and competitive terms.

660+ FICO Requirement

Min Credit Requirement

5/1 ARM

Fixed Rate for the first 5 years, with choices for full payments or interest-only.

7/1 ARM

Fixed Rate for the first 7 years with full payments and interest-only options

Sample Loan Scenarios

Illustrative examples only. Actual terms depend on your qualifications and property details.

Starter

$75,000

Loan Amount
5.0%
Rate
12 mo
Term

Est. Monthly Payment

$6,421

Mid-Range

$1,037,500

Loan Amount
7.0%
Rate
12 mo
Term

Est. Monthly Payment

$89,772

Maximum

$2,000,000

Loan Amount
9.0%
Rate
12 mo
Term

Est. Monthly Payment

$174,903

These scenarios are for illustrative purposes only. Actual rates, terms, and payments will vary based on borrower qualifications, property details, and market conditions.

Ready to Get Started?

Use our loan calculator to see what you qualify for, or speak with one of our loan advisors.